Investor Protection Clinic

Student Blog

  • Investing with Robo-Advisors

    April 20, 2018 By Kristopher Kalkowski
    When it comes to opening an investment account, you now have more options than you think—options that don’t even include an actual person handling your money. That is, investors today can turn to automated investment advice companies, often called “robo-advisors.” The robo-advisory route has significant advantages over...
  • Evaluating REITs: What is the difference and how do I decide?

    April 20, 2018 By Eric Duhon
    Real-estate Investment Trusts, or “REITs,” can range from sensible offerings to a quazi-Ponzi schemes. Investors should do their research to know what they are buying. This post aims to explain the basics about how a REIT works and how to evaluate whether a particular REIT makes sense for your situation. What is a REIT? The SEC...
  • Watch Out for "Reverse Churning"

    April 20, 2018 By Garrett Logan
    Investors should be careful if a broker asks them to trade their account too often. The term “churning” describes misconduct when a broker-dealer pushes an investor to make excessive purchases and sales when the transactions offer little to no utility to the investor. The key to “churning” is excessive trading conducted to...
  • Avoiding an Unpaid Arbitration Claim: The Investor’s Guide

    April 15, 2018 By Kristopher Kalkowski
    The Financial Industry Regulatory Authority (“FINRA”) operates the largest securities arbitration forum in the United States. The forum provides a neutral, efficient, and fair setting for investors to resolve disputes with securities firms and individual brokers. But, as with other dispute resolution forums, FINRA arbitration has its...
  • More Money, More Problems: Avoiding the Riches to Rags Hall of Fame

    April 08, 2018 By Garrett Logan
    Rising television contract deals have resulted in salaries for professional athletes that are nearly seven-times larger than they were twenty years ago. According to the NBA Players’ Association, its average player salary has grown from just over $1 million in the early 1990s, to nearly $7 million in 2017. Despite the NBA requiring entrants...
  • Check Yourself and Protect Your Wealth

    March 28, 2018 By Eric Duhon
    Two friends are walking together when one asks, “Do you want to go out to eat at that Thai place around the corner?” —“Oh yeah! I saw that place the other day. Will you look up reviews?” “Sure,” says the first, as he pulls out his smart phone. “Ooh, 4.5 stars with 137 reviews. It looks like a great...