Chapter 8.B.2: Consumer-Directed Health Care

To insert after Ch. 8.B.2 (p. 777):

For additional and more detailed analysis of the entire debate over consumer-directed health care, see Timothy S. Jost, Health Care at Risk: A Critique of the Consumer-Driven Movement (2007); Carl Schneider & Mark Hall, The Patient Life: Can Consumers Direct Health Care?, 35 Am. J. L. & Med. 7 (2009); Mark A. Hall, The Legal and Historical Foundations of Patients as Medical Consumers, 96 Geo. L. J. 583 (2008); Douglass Farnsworth, Moral Hazard in Health Insurance: Are Consumer-Directed Plans the Answer?, 15 Ann. Health L. 251 (2006); Christopher Robertson, The Split Benefit: The Painless Way to Put Skin Back in the Healthcare Game, 98 Cornell L. Rev. 921 (2013); John Aloysius Cogan Jr., The Failed Economics of Consumer-Driven Health Plans, 54 UC Davis L. Rev. 1353 (2021). For analysis of legal issues related to consumer-directed health care, see Haavi Morreim, High-Deductible Health Plans: New Twists on Old Challenges from Tort and Contract, 59 Vand. L. Rev. 1207 (2006); Timothy S. Jost & Mark A. Hall, The Role of State Regulation in Consumer-Driven Health Care, 31 Am. J. L. & Med. 395 (2005); Mark A. Hall, Paying for What You Get, and Getting What You Pay For, 69 Law & Contemp. Probs. 159 (Autumn 2006).

For further discussions of health savings accounts (note 2), see Michael F. Cannon, Health Savings Accounts: Do the Critics Have a Point? (2005); Richard L. Kaplan, Who’s Afraid of Personal Responsibility? Health Savings Accounts and the Future of American Health Care, 36 McGeorge L. Rev. 535 (2005); Edward J. Larson & Marc Dettmann, The Impact of HSAs on Health Care Reform: Preliminary Results After One Year, 40 Wake Forest L. Rev. 1087 (2005); Symposium, 19 St. Thomas L. Rev. 1 (2006).

For an in-depth discussion of transparency in health care, see Transparency in Health and Health Care in the United States: Law and Ethics (Holly Fernandez Lynchet al., eds., 2019).